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*Special financing offer is paid for by Unionmain Homes. Builder paying 2.60 points and buydown fee. Offer is for select Unionmain Homes contracts signed between 11/27/2024 and 12/31/2024. Buyer must use Cornerstone Home Lending name to finance the loan. Year one payment based on rate 3.25%. Year two payment based on rate 4.25% and years 3-30 payment based on rate is 5.25%. Loan will have a 6.0229% Annual Percentage Rate (APR). Rates are effective as of 11/27/24 are for illustrative purposes only and are subject to change. For a $392,755 loan, the monthly Principal & Interest (P&I) payment is $1,709.29 for year 1, the monthly P&I payment for year 2 is $1,932.12 and the monthly P&I payment for  years  3-30  is  $2,168.81. The estimated monthly payment does not include tax, insurance premiums or mortgage insurance  (MI).  The actual payment amount will be greater.  Interest rate based on a 30-year FHA loan with a 3.5% down payment on a $392,755  loan  amount,  and assumes a minimum 640 credit score for the borrower. To receive the promotional interest rates, home purchased must be the borrower’s primary residence. Additional requirements, restrictions, and underwriting conditions may apply. Speak with your loan officer for details. Financing option provided by Ellen Schuler with Cornerstone Home Lending.  Numerous other programs available.  Please call  210.860.0031  for more  information  or  qualify  at  [1]http://www.EllenSchuler.com.  [ellenschuler.com.] Not a commitment to lend. Borrower must meet qualification criteria.